AI expense tracking

Say it.
Snap it.
Sorted.

Raqam turns a sentence or a photo into a clean, categorised expense — then tells you what your money actually did this week.

Free forever plan No card required Android — iOS coming soon
Receipt read
$64.20
Left this month
$412.00
Chat add·type it in
9:41
Quick add
Understands plain English
What did you spend today?
Food & drinkCoffee · today
$6.40
TransportRide to office
$18.00
Added to May · 2 expenses · tap to edit
Message Raqam…
"coffee 6.40""groceries 82.15 at the market""1200 rent""lunch with sam 24""gas 48.90""streaming 15.99 monthly""taxi 18 and parking 6""gym 39""pharmacy 12.40""dinner 68 split 2 ways" "coffee 6.40""groceries 82.15 at the market""1200 rent""lunch with sam 24""gas 48.90""streaming 15.99 monthly""taxi 18 and parking 6""gym 39""pharmacy 12.40""dinner 68 split 2 ways"
0s
Average time to log an expense
0%
Of receipts read correctly first try
0
Currencies, switchable anytime
Zero
Ads, trackers or data resale
The core

Three ways in. Nothing to fill out.

Most trackers die because logging is a chore. Raqam takes whatever you give it — words, a photo, a tap — and does the boring part itself.

9:41
Good evening
Maya
3
Spent · May
$1,588
May
$412 leftof $2,000
Top categories
Utilities
$540
Food
$486
Transport
$212
Recent
See all
FoodCoffee · Today
$6.40
TransportRide to office · Today
$18.00
ShoppingNorthside Market · Yesterday
$64.20
HomeHistoryInsightsYou
01 — Natural language

Type it like you'd text a friend.

"lunch 24 and parking 6" becomes two expenses, two categories, two amounts. Raqam reads shorthand, decimals, "k", multiple items in one line, and remembers the corrections you make.

  • Several expenses from one sentenceSplit by "and", commas, or line breaks
  • Categories that learn youCorrect it once and it sticks for good
  • Manual entry, still one screenAmount pad, category grid, done in three taps
9:41
Scan a receipt
NORTHSIDE
MARKET · 12 MAY 2026
Sourdough loaf5.20
Oat milk x28.40
Tomatoes 1kg4.10
Coffee beans21.00
Chicken breast18.50
Olive oil7.00
TOTAL$64.20
merchant
Northside Market
98% confident
total
$64.20
99% confident
category
Groceries
78% — check this
Check the details are right — you can fix anything before saving.
RescanReview & confirm
02 — AI receipt scan

Point the camera. Walk away.

Printed, crumpled, faded, handwritten — Raqam pulls the merchant, total, date and line items, and shows you how sure it is on every single field before anything is saved.

  • Confidence score per fieldAnything under 85% gets flagged for a glance
  • Line-item breakdownSplit one receipt across several categories
  • Photo kept with the expenseAttach it to a report later, or bin it
9:41
Insights
May 2026
Your week in review
12–18 May · 22% less than last week
Total spend
$1,588
9% vs Apr
Last 6 months
DecJanFebMarAprMay
You spent 23% more on food this month — $118 of it went on weekday lunches.
Tap for a deeper look.
HomeHistoryInsightsYou
03 — AI spending insights

Charts are easy. Answers are the point.

Raqam reads your month the way a good accountant would: what moved, what's unusual, what's about to blow the budget. In sentences, not just bars.

  • Ask anything about your money"How much on takeout since March?" — answered
  • Explain this numberTap any total to see exactly what's inside it
  • Why your spending changed"Petrol prices rose ~9% — not overspending"
04 — Home-screen widget · Premium

The fastest way in isn't opening the app.

The gap between “I should log that” and actually logging it is about three seconds long — and that's where the money goes missing. So the three ways in now sit on your home screen, next to the clock.

9:41
9:41Thursday, 14 May
Today2m ago
$48.00of $80
Last logged
TodayPremium
••••Premium feature
  • Today's spend against your cap
  • Type it, Scan and Ask AI in one tap
  • Your last three expenses, tap to fix
Nothing you've already logged is locked — the app itself keeps working exactly as it did.
raqam://add?mode=chatQuick add opens with the cursor already in the field.
Size
System theme
Account
Tap an action on the widget — it shows the deep link it fires and where you land. Switch Account to Free to see exactly what a non-Premium phone shows.

One tap from the launcher. No launch screen.

Every action is a deep link, so you arrive inside the screen you asked for with the input already focused — no home screen, no spinner, no menu. Back returns you to your launcher, not an empty stack.

  • Today's spend against your capThe bar turns red past 90% — you see it without reading it
  • Three ways in, three deep linksType it, Scan, or Ask AI — each opens its own screen directly
  • The 4×4 lists your last three expensesTap one to open it — the fastest way to fix a wrong guess
  • Part of Raqam PremiumIncluded in the 7-day trial. Android today — no iOS date I'd trust enough to promise
The maths

Seven taps, or two.

Without the widget

Unlock, hunt, wait, then type.

0.0s7 taps
  • Unlock the phone2.1s
  • Find the icon3.4s
  • Wait for the app to open2.9s
  • Tap add0.9s
  • Type the amount4.6s
  • Pick a category2.6s
  • Save1.9s
With the widget

Tap it, type it, gone.

0.0s2 taps
  • Tap Type it on the home screen1.1s
  • Type “coffee 6.40”2.3s
  • Send — category guessed, saved0.5s

Log four things a day and that's about a minute of your life back, daily.

Timed on my own phone with the app already warm — a cold start is worse, and yours will differ. The tap count won't.

Three sizes

2×2 for the number and the actions, 4×2 for the usual home-row slot, 4×4 if you want your last three expenses too.

Refreshes on write, then hourly

Log from the widget or the app and it updates instantly. Log from another device and today's number can lag by up to an hour — that's the battery trade-off.

Follows your system theme

Not the in-app one. A widget lives on the launcher, so it dresses like the launcher — light or dark, it switches with your phone.

Premium, Android only

Free accounts can still place it — they get the locked card, which upgrades in two taps and never hides their ledger. iOS is honestly not scheduled yet.

Week 19 · 6–12 May

You spent

$412.60
across 18 expenses — your calmest week since March.
MTWTFSS
Biggest slice
$186
food & drink

45% of your week
went to eating out.

Thursday alone was $64 of it.
The good news

You came in

$64 under

last week's total.

Transport did it — you walked four days out of seven.
Keep it up and by December
+$1,340 saved
Share See full week
05 — Weekly spending stories

Your week, told back to you every Sunday.

Three or four full-screen cards that take fifteen seconds to swipe through: what you spent, where it went, what changed. The one habit that actually keeps people tracking.

  • Sunday evening notificationOr turn it off entirely — your call
  • Deeper Week in review on PremiumFuller charts and a shareable recap card
  • Shareable, with amounts hiddenPost the shape of your week, not your salary
Ask Raqam

The only tracker you can talk to.

Charts tell you what happened. Raqam tells you why, in a sentence — and shows you the exact expenses behind every number it quotes.

  • Answers from your real dataNever invented — every figure is traceable to entries you logged
  • Ask it however you'd say itNo query syntax, no filters, no date pickers
  • Follow up like a conversation"Why?", "Just weekends?", "Compare to last year"
Ask RaqamReading 64 expenses from May
Try one — these run for real
Category breakdown
Food & drink$486
Bills$540
Transport$212
Shopping$188
Expense report
May 2026
PDF
$1,588.00
64 expenses · 8 categories · 12 receipts attached
Northside Market$64.20
City Energy — electricity$142.00
Rowan & Co. — dinner$68.00
may-2026.csv
Ready · 64 rows
06 — Report generation

A clean report, generated in one tap.

Pick a month, a quarter or any date range. Raqam builds a formatted PDF with totals, category charts, a full expense table and every receipt image attached — or a CSV your accountant will actually accept.

  • PDF, CSV or plain spreadsheetWith or without receipt photos attached
  • Scheduled to your inboxMonthly, quarterly, or the day tax season starts
  • Filter before you exportOne category, one tag, or reimbursables only
Everything else

The rest of the app, in short.

Budgets that nudge

Set a monthly cap overall or per category. A quiet nudge at 80%, not a lecture at 110%.

Recurring, detected

Raqam spots the subscription you forgot and asks whether to log it every month by itself.

Smart alerts

Unusual charge, budget nearly gone, bill due tomorrow. Three a week, not thirty.

14 currencies

Travel, freelance abroad, or send money home — switch currency without losing history.

20+ languages

The whole app, including AI entry and insights, in over twenty languages. Type in yours.

Locked to your face

Face or fingerprint on open. Everything is encrypted on device, nothing is sold onward.

Works with no signal

Log on a plane, in a basement, anywhere. It syncs the moment you're back online.

Find anything, fast

Search by merchant, amount, note or tag. Filter a whole year in a couple of seconds.

A real dark mode

Not an inverted stylesheet. Follows your system, or stays put if you'd rather pick for yourself.

Pricing

Free forever. Premium when it earns it.

No ads on either plan. No selling data on either plan. The free tier is a real product, not a trailer.

Save 35%
Free
$0/month
Forever. No card, no expiry.
  • Unlimited manual expenses
  • 3 free AI receipt scans a month
  • 3 free Ask Raqam questions a month
  • Recurring bills & autopay tracking
  • One budget, core insights & charts
  • Weekly spending story
  • Offline mode & biometric lock
Start free
Premium
$3.25/month
Billed $39 once a year — save 35%.
  • Type-it natural-language entry — log with a sentence, not a form
  • Unlimited AI receipt scans — free plan gets 3 a month
  • Unlimited Ask Raqam & spending explained — free plan gets 3 a month
  • CSV & PDF report export, any date range, on demand
  • Unlimited per-category budgets, not just one overall
  • Custom categories beyond the 12 built-in ones
  • Week in review — a shareable weekly spending recap
  • Priority support from actual humans
Start 7-day free trial
Cancel in two taps.
Get started

Two minutes now.
A year of clarity later.

Download Raqam free and start logging in seconds. It works entirely offline, and your ledger stays yours.

Coming soon onApp Store Get it onGoogle Play